Revolving credit

 

How does Revolving Credit work?

Revolving credit is a reserve of money granted for a period of one year (renewable).

  • You have reusable capital: You are free to use all or part of your available reserve.

  • You only pay for what you use: Interest applies only to the amount actually drawn, and not to the total amount of the reserve.

  • The reserve replenishes: As you make your monthly repayments, your available funds are replenished for your future needs.

The Benefits of Our Offer

  • Total Flexibility: Transfer the desired amount to your bank account in just a few clicks from your client portal.

  • No Proof of Purchase: Use your money reserve as you see fit, without having to provide invoices or estimates.

  • Flexible Repayment: Choose your repayment pace (slow, medium, or fast monthly installments) according to your financial situation.

Revolving Credit — A Free and Flexible Money Reserve

To handle unexpected expenses or bring your favorite projects to life without dipping into your savings, ING Finance International offers its Revolving Credit solution. Benefit from a financial reserve available at any time, which you can use and repay at your own pace.

———————————————————–

How to use your money reserve in 3 steps?

  1. Online application: Run your simulation, fill out the form, and receive an immediate decision in principle.

  2. Reserve activation: After final approval of your application and signing of the agreement, your reserve is activated.

  3. On-demand use: Request a transfer to your regular bank account at any time from your secure client area. Funds are transferred within 24 to 48 hours.

Responsible and Transparent Credit

At ING Finance International, we make sure to safeguard your financial well-being. Your repayment capacity is carefully assessed before any credit is granted to prevent the risk of over-indebtedness. You maintain full control thanks to a clear monthly statement detailing:

    • The remaining available balance.

    • The capital used and the breakdown of interest.

    • The date and amount of your next monthly payment.