What is a Mortgage Loan?

A mortgage loan is a credit secured by real estate that you own (primary residence, secondary home, or rental property). The property's value serves as collateral (mortgage) for the bank, allowing you to access higher loan amounts and extended repayment terms.

• Retention of ownership: You remain the full owner of your property throughout the duration of the contract.

• Flexible projects: The released funds can be used according to your needs, without restriction to a single dedicated purpose.

Why choose the ING Finance International Mortgage Loan?

• High Financing Capacity: Secure capital proportional to the market value of your real estate property.

• Competitive Interest Rates: Real estate collateral reduces financial risk, allowing you to benefit from preferential rates.

• Reduced Monthly Payments: Repayment terms of up to 25 years to safeguard your disposable income and maintain financial balance.

• Notarial and Legal Guidance: Personalized support from our experts throughout file preparation and the signing of the mortgage deed.

What projects are eligible?

• Major personal projects: Funding higher education, purchasing luxury goods, family life events, or estate planning.

• Real estate or financial investments: Purchasing a new property or growing your asset portfolio

• Debt restructuring: Consolidating multiple existing loans into a single, reduced monthly payment.

• Major renovation works: Energy efficiency upgrades, home extensions, or modernizing your property.