Preferential Rates: Benefit from discounted rate conditions specially negotiated for students.
Deferred Repayment: Focus on your studies! You only start repaying the principal once you have graduated and entered the workforce.
No Proof of Expenses Required: Use the funds freely for all your education-related and daily living needs.
100% Online Management: Apply for your loan from home without burdensome paperwork.
The Student Loan covers all expenses related to your academic journey:
Tuition fees: Business schools, engineering schools, universities, specialized or private training programs.
Daily living & Housing: Rent, security deposit, moving in, furniture, and utilities.
Educational equipment: Laptop, computer equipment, books, and supplies.
Stays abroad: Exchange programs (Erasmus), international internships, or gap years.
Driver's license & Transportation: Financing your day-to-day mobility.
During your studies (grace period), you choose the option that suits you best:
Full Grace Period: You pay nothing back during your studies (except optional insurance). Principal and interest are repaid once your studies are completed.
Partial Grace Period: You only pay interest and insurance during your studies. You begin repaying the principal only after graduation.
Because the cost of studies should never hold back your professional ambitions, ING Finance International supports students and young professionals with a Student Loan offering that is flexible, advantageous, and fully designed to adapt to your academic pace.
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| Feature | Offer details |
| Financed amount | From €1,000 to €50,000 |
| Loan term | From 12 to 120 months (up to 10 years) |
| Grace period | Up to 5 years (duration of your studies) |
| Interest rate type | Preferential fixed rate |
| Application fee | €0 (Free for students) |
| Guarantee / Collateral | Subject to profile (guarantor option available) |
Online simulation: Choose the amount you need and your desired duration of study.
Immediate preliminary agreement: Fill out the form in 3 minutes and receive an instant decision.
Upload documents: Submit your enrollment certificate (or student ID), your ID, and your guarantor's supporting documents to the secure portal.
Release of funds: Once approved, receive your funds in a single payout or through scheduled installments according to your needs.
The global benchmark for online loans: simple, fast, and 100% secure.
Need a fast and secure online loan? Contact our advisors now
